by Jeremy Fawcett | 07 October 2019 | Europe, UK D2C, UK Financial Advisers
Players across the asset management value chain who don’t pivot in response to today’s changes are risking obsolescence. Asset managers need to reconnect with end investors to understand how they want to consumer as well as what they want to consume. It’s about...
by Richard Bradley | 23 August 2019 | Europe, UK D2C, UK Fund Distribution
Rebates have been confirmed as taxable this month, in the long-running clash between Hargreaves Lansdown and HMRC. This effectively confirms ‘superclean’ share classes are the most tax-efficient mechanism for delivering preferential rates on funds, rather than the...
by Cristina Puscas | 16 August 2019 | UK D2C
Challengers are moving into the online investing arena. Revolut has started rolling out ‘zero-commission’ stock trading, Robinhood has received approval from the FCA to expand its services to the UK, while Freetrade has the first-mover advantage in the UK and is now...
by Ross Langbridge | 26 July 2019 | UK Adviser Platforms, UK D2C, UK Financial Advisers, UK Fund Distribution, UK Wealth Management
Age is not just a number, it is one of the most defining variables in British investors’ decision making. Understanding what drives consumers to make choices about investment services and products is critical for firms when developing distribution and marketing...
by Jeremy Fawcett | 05 July 2019 | UK D2C
If investment trusts wanted to shout about the merits of the closed-ended structure, they’ve had two excellent opportunities of late, with the Woodford gating and a similar episode for several property funds following the 2016 EU referendum result. However, they’re...
by Andrew Ashwood | 28 June 2019 | UK D2C
Nearly a third of pension drawdown sales are non-advised. This figure rises sharply if you also include first-time access as a full cash withdrawal, annuity purchase and simplified withdrawal under the UFPLS rules. Perhaps it is time for this significant swathe of...
