by Heather Hopkins | 06 October 2017 | Archive
Who should pay — the client or the adviser? It will come as no surprise that advisers believe clients should pay for the platform. Most also think clients are the main beneficiaries of the platform. Platforum recently conducted research with advisers on the...
by Heather Hopkins | 15 September 2017 | Archive
A straw poll of millennials in my office reveals that young Londoners struggling to hoist themselves onto the housing ladder – while also paying down student debt – have no plans to retire in any conventional sense. It’s not just that they don’t think they can: they...
by Heather Hopkins | 01 September 2017 | Archive
Uber, Airbnb, Amazon, Facebook. These are all examples of platforms. Platforms are not ordinary businesses scurrying after customers. Instead, they are so-called “multi-sided markets” that connect users on one side and suppliers on the other. Hence Uber puts as much...
by Heather Hopkins | 28 July 2017 | Archive
Some advisers claim that outsourcing investment selection reduces risk and the requirement to give suitable advice. We think that is wrong. Today I’ll make the case that regulatory responsibility sits with the adviser. I’ll also tackle MiFID II and the new duty to...
by Heather Hopkins | 17 July 2017 | Archive
This week Heather Hopkins (@heatherahopkins), Head of Platforum, shares ten of our favourite stats from recent Platforum (@theplatforum) research. To help us ease into the weekend and because we all have enough to read (my pile includes this week’s 122 page FCA report...
